About the Company
A leading European insurance provider pioneering the embedded insurance space. Their international team is building innovative insurance solutions that integrate seamlessly into modern digital platforms and services.

Role Overview
As Underwriting Manager within our International Non-Life department, you'll shape our embedded insurance portfolio across multiple lines of business, including motor, property, and extended warranty.

Key Responsibilities
* Develop and manage profitable insurance portfolios
* Create and implement underwriting guidelines
* Evaluate risks and propose mitigation strategies
* Collaborate with product managers and actuaries on pricing
* Analyse complex data sets for informed decision-making
* Review policy terms and documentation
* Engage with partners and stakeholders
* Challenge and improve pricing models
* Stay current with industry trends and regulations
* Participate in product development discussions

Required Experience & Skills
* Extensive non-life insurance underwriting experience
* Strong background in fleet portfolios or MGA development
* Risk assessment and actuarial pricing expertise
* Hands-on experience with embedded insurance
* European market knowledge
* Quantitative/actuarial background preferred
* Excellent analytical and communication skills
* Fluent English (additional languages a plus)

Educational Requirements
* Bachelor's degree in Insurance, Risk Management, Finance, Mathematics, or related field
* Advanced degrees or professional certifications advantageous

Technical Skills
* Advanced spreadsheet and data analysis capabilities
* Understanding of insurance regulations
* Risk assessment methodologies
* Portfolio management tools

Work Arrangement
Permanent Employees:
* Luxembourg residents: 2 days office/week
* Border country residents: 34 remote days/year
Freelance:
* Full remote possible
* Quarterly in-person meetings
* Must be EU-based within 2 hours time zone of Luxembourg

Ideal Candidate Profile
* Creative problem-solver
* Customer-oriented
* Entrepreneurial mindset
* Adaptable to change
* Strong analytical skills
* Proactive approach

What you get in return
* International work environment
* Innovation-driven culture
* Agile working methodology
* Professional development
* Work-life balance
* Flexible working arrangements

*Generous referral programme available for successful placements*